Each year, hundreds of Colorado residents suffer serious injuries in car accidents, leading to significant physical, emotional, and financial hardship. Since Colorado is a fault insurance state, accident victims have the right to pursue legal action against the driver responsible for their collisions. In these situations, trust the Boulder car accident lawyers at Purvis Gray Thomson, LLP to represent your claim.
Since 1985, our injury attorneys have helped hold negligent or careless drivers accountable for their actions. We will fight tenaciously to secure the compensation you deserve, advocating for your rights during each stage of the litigation and insurance processes.
Like most states, Colorado follows a fault-based system when it comes to car accidents. Drivers who are responsible for car accidents must pay for the damages that any victims, such as other drivers, passengers, and pedestrians, sustain during the collision. To uphold this financial responsibility, all Colorado drivers must carry the following minimum amounts of liability insurance.
You can choose to purchase higher amounts of liability coverage if you choose to do so. Colorado also requires insurance companies to include $5,000 in medical payments coverage in their policies, which you can use to pay for your medical expenses immediately after the accident regardless of fault. You can also choose to purchase uninsured/underinsured motorist coverage, which pays for your damages in case you are in a collision with an uninsured driver.
Car accidents can occur due to many factors. In some cases, poor weather conditions such as snow or heavy rain can lead to collisions. In others, a government agency may fail to adequately maintain a road or city architects can design a dangerous street from the beginning, leading to serious accidents. However, some of the most common causes of Colorado car accidents include negligent driving behaviors, including the following.
If you are in an accident with an at-fault driver, you have the right to pursue legal action against him or her. You generally have two pathways to compensation: You can file an insurance claim against the at-fault party’s insurance company, or you can file a personal injury lawsuit against him or her in civil court.
During the insurance process, the company will assign an adjuster to your case who will conduct an investigation and determine who was responsible for the accident. To prove your right to compensation during the lawsuit process, you will need to gather sufficient evidence that establishes the following four elements.
Most car accident cases begin in the insurance stage before proceeding to a lawsuit, if necessary; however, there are certain situations where filing a lawsuit from the beginning is in your best interest. For example, if you sustain serious damages that exceed the at-fault driver’s policy limits, the insurance company is not likely to provide you with maximum compensation. In this situation, you will need to file a lawsuit to recover the full extent of your damages.
If you are in a Boulder car accident, you need an attorney on your side. These cases can be complex and difficult to prove without the resources, experience, and skills of a car accident attorney. Hiring a lawyer can provide several benefits to your case, including the following.
The moments after a car accident can be painful and disorienting. However, these moments are the most crucial for your future claim, and the actions you take will impact your ability to recover compensation. To preserve evidence and protect your rights, take the following steps immediately after the collision.
If you are injured in a Boulder car accident, the attorneys at Purvis Gray Thomson, LLP can help. For decades, we have represented Colorado residents in their claims against negligent drivers, and we will advocate aggressively to recover the compensation you deserve. Contact us today to schedule a free consultation and discuss your case with a Boulder car accident attorney.